As ladies, we love relationships and we thrive in them. Either relationships with the same gender or the opposite gender. Our lives are mostly shaped by our closest relationship circles. According to American essayist Anais Nin, we are an amalgamation of our closest friends. If this is the case, then in your quest to attaining financial independence and freedom, you need to examine how your friend circle might be influencing your finances.

From my personal experience, when I want to make decisions about opportunities or projects that have significant financial demands, I reach out to some of my friends. I usually choose who to reach out to based on if they have had a similar life experience or share similar goals.

I remember the first time I wanted to invest in flying business class for a Conference, I struggled with the financial decision because I am usually a spreadsheet queen and it had to fit in to my spreadsheet to make sense. I reached out to a friend who I knew was a fellow lover of the soft life, we talked it through and came up with a ‘business case’ for it.

On the other hand, when it comes to money or financial decisions, I am usually the one my friends and family usually reach out to, because they know through time and experience that I have the knack and disposition for making and managing money.  By the way, if you want to gain clarity to attain your financial dreams, check out my financial blueprint coaching session here.

Now its time to examine your friendships and determine if they are making you richer or poorer. Ask yourself these five questions:

  1. Do your friends bring money making or money consuming opportunities to you?
  2. Do you friends motivate you to aspire for more or remain in your comfort zone?
  3. Do your friends have positive habits that you admire?
  4. Do your friends have goals and aspirations that inspire you?
  5. Do your friends support causes or projects that make positive impact?

These questions would help you evaluate you friend circle so you can decide if you want to retain, upgrade or change your circle. Jim Rohn the personal development guru said that you are the average of the five people you spend the most time with, so who is in your circle?  

Are they making you richer or poorer? That’s a prediction of your financial future.

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